Compared to those days, today's rates are at historic lows. One must be careful when scrutinizing the offered interest rate on any given mortgage. Some mortgages are what are called adjustable rate mortgages, or ARM's for short. These loans come with an initial interest rate which then adjusts along with the prevailing market rates. A fixed interest rate loan never changes. At the other end of the spectrum are ARM's with extremely low introductory interest rates. These mortgages are called "teaser rate" loans. It is a great time to take advantage of low home mortgage interest rates. The lower the interest rate equates to a lower payment for you.
Home Interest Rates
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